Bonus-Malus
Page Updated 11.03.2022 18:18
CMTPL Terms & Conditions (arm.) (pdf, 1645 kb)
CMTPL Rates (arm.) (pdf, 404 kb)
Consensual Declaration (arm.) (pdf, 134 kb)
Power of Attorney for Individuals (arm.) (pdf, 38 kb)
Power of Attorney for Entities (pdf, 39 kb)
Car Repair Contractors (pdf, 149 kb)
Bonus Malus is a system of discounts that allows you to calculate the cost of an CMTPL insurance contract taking into account the insurance history of the insurant. In the absence of insured events, a discount is provided, and if any, the cost of the policy increases.
The maximum discount on the CMTPL policy provided by the Bonus Malus system of Armenia is 50%.